Certificate Rate Specials

  RATE APY MIN.
8 MONTH CERTIFICATES
  .60% .60% $1,000
14 MONTH CERTIFICATES
  .80% .80% $1,000
17 MONTH CERTIFICATES
    1.00% 1.00% $1,000
30 MONTH CERTIFICATES
  1.05% 1.06% $1,000
36 MONTH CERTIFICATES
  1.05% 1.06% $1,000
8 MONTH IRA CERTIFICATES
  .65% .65% $1,000
14 MONTH IRA CERTIFICATES
  .85% .85% $1,000
17 MONTH IRA CERTIFICATES
    1.05% 1.06% $1,000
30 MONTH IRA CERTIFICATES
  1.10% 1.11% $1,000
36 MONTH IRA CERTIFICATES
  1.10% 1.11% $1,000
DisclosureThere is a penalty for failure to comply with certificate requirements. Rates are subject to change weekly. You will be paid this rate until first maturity. These are fixed rate certificates.

Savings Rates

  • Share Accounts
  • Money Market Share Accounts
  • Certificates
  • Individual Retirement & Health Savings Accounts
  • Earn More with ETFCU's Certificate Specials!

    Attention savers: Earn more with ETFCU's St. Patrick's Day Certificate Special! For a limited time, the credit union is now offering a 17-month certificate—at a very special rate! We're also offering great rates on our 3-year certificate and 3-year IRA certificate for a limited time. In addition, rates on our Money Market Share Accounts and new 8-, 14-, 18- and 30-month certificates are among the best in the community! Certificates can be purchased for regular and IRA funds. Certificate purchases for the 8-, 14-, 17-, 18-, and 30-month terms are available for a limited time only and may be discontinued without notice—so invest today!

    These rates are effective as of April 17, 2014, and are subject to change.

Share Accounts

 
Types

 
Dividend Rate

Annual
Percentage Yield

Minimum Balance to
Obtain APY Disclosed

Regular Shares* 0.11% 0.11% $200
Special Shares 0.11% 0.11% $200
Christmas Club 0.11% 0.11% $200
Vacation Club 0.11% 0.11% $200
Debit Rewards Checking** 0.05% 0.05% $500
Health Savings Account 0.05% 0.05% $500
IRA/CESA Share Account 0.30% 0.30% $500
Business Dividend Checking 0.05% 0.05% $1,000
*Requires $5.00 to open account. **Requires $50.00 to open account.
Dividend rates may change after the account has been opened. Dividends on share accounts are established monthly at a rate determined by the ETFCU Board of Directors. Dividends are computed on the daily balance and paid monthly for those days in which the minimum balance is on deposit. Fees may reduce earnings.

 

Money Market Share Accounts*

 
Tiers

 
Dividend Rate

Annual
Percentage Yield

Minimum Balance to
Obtain APY Disclosed

$1,000 - $9,999 0.16% 0.16% $1,000
$10,000 - $24,999 0.21% 0.21% $10,000
$25,000 - $49,999 0.26% 0.26% $25,000
$50,000 - $99,999 0.26% 0.26% $50,000
$100,000 and above 0.31% 0.31% $100,000
*Requires a minimum balance of $1,000 to open.
Dividend rates may change after the account has been opened. Dividends on money market share accounts are established monthly at a rate determined by the ETFCU Board of Directors. Dividends compound daily and are paid monthly. Fees may reduce earnings.

 

Certificates

 
Terms

 
Dividend Rate

Annual
Percentage Yield

Minimum Balance
to Purchase Certificate

3-Month Certificate 0.15% 0.15% $1,000
6-Month Certificate 0.20% 0.20% $1,000
8-Month Certificate 0.60% 0.60% $1,000
1-Year Certificate 0.40% 0.40% $1,000
14-Month Certificate 0.80% 0.80% $1,000
17-Month Certificate     1.00%     1.00%     $1,000
18-Month Certificate 0.60% 0.60% $1,000
2-Year Certificate 0.65% 0.65% $1,000
30-Month Certiicate 1.05% 1.06% $1,000
3-Year Certificate 1.05% 1.06% $1,000
4-Year Certificate 1.10% 1.11% $1,000
5-Year Certificate 1.35% 1.36% $1,000
6-Year Certificate 1.50% 1.51% $1,000
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity. These are fixed rate certificates.

 

Individual Retirement Account Certificates & Health Savings Account Certificates

 
Terms

 
Dividend Rate

Annual
Percentage Yield

Minimum Balance
to Purchase Certificate

8-Month Fixed* 0.65% 0.65% $1,000
1-Year Fixed 0.45% 0.45% $1,000
14-Month Fixed* 0.85% 0.85% $1,000
17-Month Fixed*     1.05%     1.06%     $1,000
18-Month Fixed* 0.65% 0.65% $1,000
2-Year Fixed 0.70% 0.70% $1,000
30-Month Fixed* 1.10% 1.11% $1,000
3-Year Fixed 1.10% 1.11% $1,000
4-Year Fixed 1.15% 1.16% $1,000
5-Year Fixed 1.40% 1.41% $1,000
6-Year Fixed* 1.55% 1.56% $1,000
Certificate rates are subject to change without notice. You will be paid this rate until first maturity. These are fixed rate certificates. There is a substantial penalty for failure to comply with certificate, IRA, and HSA requirements.
*IRA funds only.

 

Your funds on deposit are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. IRA funds are separatelyinsured to $250,000. For further details regarding these accounts, request a related disclosure or contact the Investments Department at (812) 477-9271 or 1-800-800-9271.

Online Banking Login

Username:
Password:
 
For assistance, call (812) 477-9271
or 1-800-800-9271, Option 2.
Open an ETFCU account

 

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