Rate information was in effect as of
November 19, 2009, and is subject to change.
Share
Accounts
Types
Dividend Rate
Annual
Percentage
Yield
Minimum Balance to
Obtain APY Disclosed
Regular Shares*
0.50%
0.50%
$200
Special Shares
0.50%
0.50%
$200
Christmas Club
0.50%
0.50%
$200
Vacation Club
0.50%
0.50%
$200
Checking**
A+ and Business
0.25%
0.25%
$500
Health
Savings Account
0.25%
0.25%
$500
IRA Share Account
0.25%
0.25%
$500
*Requires $5.00 to open account.
**Requires $25.00 to open
account.
Dividend rates may change after
the account has been opened. Dividends on share accounts are
established monthly at a rate determined by the ETFCU Board of
Directors. Dividends are computed on the daily balance and paid monthly
for those days in which the minimum balance is on deposit. Fees may
reduce earnings.
Money
Market Share Accounts*
Tiers
Dividend Rate
Annual
Percentage
Yield
Minimum Balance
to Obtain APY Disclosed
$1,000 - $9,999
0.40%
0.40%
$1,000
$10,000 - $24,999
0.50%
0.50%
$10,000
$25,000 - $49,999
0.60%
0.60%
$25,000
$50,000 & above
0.80%
0.80%
$50,000
*Requires a minimum balance of
$1,000 to open.
Dividend rates may change after the account has been opened. Dividends
on money market share accounts are established monthly at a rate
determined by the ETFCU Board of Directors. Dividends compound daily
and are paid monthly. Fees may reduce earnings.
Certificates
Terms
Dividend Rate
Annual
Percentage
Yield
Minimum Balance
to Obtain APY Disclosed
3-Month Certificate
1.25%
1.26%
$2,500
6-Month Certificate
1.30%
1.31%
$2,500
1-Year Certificate
1.65%
1.66%
$500
13-Month Certificate
1.70%
1.71%
$500
2-Year Certificate
2.10%
2.12%
$500
3-Year Certificate
2.35%
2.38%
$500
4-Year Certificate
2.50%
2.53%
$500
5-Year Certificate
3.00%
3.04%
$500
There is a substantial penalty
for failure to comply with certificate requirements. Certificate rates
are subject to change weekly on Thursdays. You will be paid this rate
until first maturity.
Individual Retirement
Account Certificates & Health Savings Account Certificates
Terms
Dividend Rate
Annual
Percentage
Yield
Minimum Balance
to Obtain APY Disclosed
1-Year Fixed *
1.70%
1.71%
N/A
2-Year Fixed *
2.15%
2.17%
N/A
3-Year Fixed *
2.40%
2.43%
N/A
4-Year Fixed *
2.55%
2.58%
N/A
5-Year Fixed *
3.05%
3.09%
N/A
Certificate rates are subject to
change weekly on Thursdays. You will be paid this rate until first
maturity.
There is a substantial penalty for failure to comply with certificate,
IRA, and HSA requirements.
*Requires $500.00 to open.
Your funds on deposit are federally
insured to at least $250,000 by the NCUA and backed by the full faith
and credit of the United States Government. IRA funds are separately
insured to $250,000. For further details regarding these accounts,
request a related disclosure or contact the Investments
Department at (812) 477-9271 or 1-800-800-9271.
Evansville Teachers Federal Credit Union neither endorses nor guarantees any product, service, information, or recommendation
made at a third party website. A third party site's privacy policy may differ from Evansville Teachers Federal Credit Union's.
Third party websites may provide less security than your credit union's website.
Your savings federally insured to at least $250,000* and backed by the full faith and credit of the United States Government.
The National Credit Union Administration is a U.S. Government Agency.
*Through December 31, 2013
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.