Rate information was in effect as of May 15, 2008, and is subject to change.
Share Accounts
Types
Dividend Rate
Annual
Percentage
Yield
Minimum Balance to
Obtain APY Disclosed
Regular Shares*
1.50%
1.51%
$200
Special Shares
1.50%
1.51%
$200
Christmas Club
1.50%
1.51%
$200
Vacation Club
1.50%
1.51%
$200
Checking**
1.00%
1.00%
$500
Health Savings Account
1.00%
1.00%
$500
IRA Share Account
2.00%
2.02%
$500
*Requires $5.00 to open account.
**Requires $25.00 to open account.
Dividend rates may change after the account
has been opened. Dividends on share accounts are established
monthly at a rate determined by the ETFCU Board of Directors.
Dividends are computed on the daily balance and paid monthly
for those days in which the minimum balance is on deposit.
Fees may reduce earnings.
Money Market Share Accounts*
Tiers
Dividend Rate
Annual
Percentage
Yield
Minimum Balance
to Obtain APY Disclosed
$1,000 - $9,999
1.65%
1.66%
$1,000
$10,000 - $24,999
1.75%
1.77%
$10,000
$25,000 - $49,999
1.85%
1.87%
$25,000
$50,000 & above
2.05%
2.07%
$50,000
*Requires a minimum balance of $1,000 to open.
Dividend rates may change after the account has been opened. Dividends on money market share accounts are established monthly at a rate determined by the ETFCU Board of Directors. Dividends compound daily and are paid monthly. Fees may reduce earnings.
Certificates
Terms
Dividend Rate
Annual
Percentage
Yield
Minimum Balance
to
Obtain APY Disclosed
3-Month Certificate
2.70%
2.73%
$2,500
6-Month Certificate
2.80%
2.84%
$2,500
1-Year Certificate
2.95%
2.99%
$500
13-Month Certificate
3.05%
3.09%
$500
2-Year Certificate
3.10%
3.14%
$500
3-Year Certificate
3.15%
3.20%
$500
4-Year Certificate
3.15%
3.20%
$500
5-Year Certificate
3.20%
3.25%
$500
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change weekly on Thursdays. You will be paid this rate until first maturity.
Individual Retirement Account Certificates & Health Savings Account Certificates
Terms
Dividend Rate
Annual
Percentage
Yield
Minimum Balance
to
Obtain APY Disclosed
1-Year Fixed *
3.00%
3.04%
N/A
2-Year Fixed *
3.15%
3.20%
N/A
3-Year Fixed *
3.20%
3.25%
N/A
4-Year Fixed *
3.20%
3.25%
N/A
5-Year Fixed *
3.25%
3.30%
N/A
Certificate rates are subject to change weekly on Thursdays. You will be paid this rate until first maturity.
There is a substantial penalty for failure to comply with certificate, IRA, and HSA requirements.
*Requires $500.00 to open.
Your funds on deposit are federally insured to at least
$100,000 by the NCUA and backed by the full faith and credit of the United States Government. IRA funds are separately insured to $250,000. For further details regarding these accounts, request a related disclosure or contact the Investments Department at (812) 477-9271 or 1-800-800-9271.
Evansville Teachers Federal Credit Union neither endorses nor guarantees any product, service, information, or recommendation
made at a third party Web site. A third party site's privacy policy may differ from Evansville Teachers Federal Credit Union's.
Third party Web sites may provide less security than your Credit Union's Web site.
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.
The National Credit Union Administration is a U.S. Government Agency.
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.