Fee Type |
Fee Amount |
| NSF Returns (Checks, debit card, or electronic overdrafts that are returned due to non-sufficient funds or closed accounts.) |
$25.00 |
| Stop Payment on Member Check or Electronic Withdrawal |
$25.00 |
| Overdraft Privilege Fee (Items paid by discretionary overdraft privilege that would otherwise be returned.) |
$25.00 |
| ET Opportunity Checking |
$7.50/month |
| Starter/Temporary Checks |
$4.00/four |
| Overdraft Transfer From Regular Share Account |
$4.00 |
| Line of Credit Overdraft Transfer Fee (A fee will be charged to the checking account per advancement for automatic overdraft transactions to pay check, debit card, and ACH transactions. This fee applies only when the credit union advances the funds to pay an overdraft. It is not applicable on advancements requested by the member.) |
$4.00 |
| Statement Copy
(Members using ETFCU’s free Statement Express electronic statement service can obtain statement copies online at no charge.) |
$4.00/statement |
| Duplicate Tax-Reporting Form, Notice, or Cashier's Check |
$2.00 |
| Money Order |
$2.00 |
| Cashier's Check (There is no charge when a cashier's check is payable to the account holder only or is issued as ETFCU loan proceeds.) |
$2.00 |
| Member Check Copy (Members using ETFCU's online banking can obtain check copies online at no charge.) |
$4.00 |
Deposited or Cashed Check Copy |
$2.00/$5.00
A $2.00 fee will be charged for a copy of a check deposited or cashed within the past year or $5.00 for a check deposited or cashed longer than one year ago. |
| ATM Withdrawals |
First 10 per month free per account/$2.00 for each additional ATM withdrawal |
| Business Checking Account Check Clearings |
First 30 per month free/$0.15 for each additional check |
| Replacement ATM, Debit, or ET Check Card |
$5.00 |
| Member Deposited Check Returned |
$7.00 |
| Foreign Check Deposit/Collection Item |
$10.00 |
| Returned Loan Payment Check |
$25.00 |
| Tax Levy/Court Order/Subpoena Processing |
$20.00/occurrence |
| Consumer Loan Late Fee (Applicable when a consumer loan payment is late 15 days or more.) |
$25.00 |
Skip-a-Loan Payment Processing
(subject to approval) |
$35.00 |
| Night Depository Key |
$1.00 |
| Balance/Research Account |
$20.00/hour (One hour minimum) |
| Visa® Gift Card |
$2.00 |
Coin Counting Service
(There is no charge for rolled coin deposits, and coin wrappers are available at no charge.) |
2% of the amount counted |
| Domestic Outgoing Wire Transfer |
$20.00 |
Foreign Outgoing Wire Transfer
*Additional fees may be charged for foreign wires by the processing and receiving institutions. |
$40.00* |
| Outgoing Local Fax (for purposes unrelated to ETFCU accounts) |
$2.00 |
| Travelers Checks |
1% of purchase |
| Safe Deposit Box Annual Rental Fees: |
| 3 x 5 x 22 inches |
$20.00† |
| 3 x 10 x 22 inches |
$30.00† |
| 5 x 10 x 22 inches |
$40.00† |
| 10 x 10 x 22 inches |
$75.00† |
| †Members 55 and older in the Silver Dollar Club receive a 20% annual discount on one safe deposit box, excluding business, organization, and estate accounts. Any member or entity renting a minimum of three safe deposit boxes receives a 20% discount on each box annually. Silver Dollar Club and multiple-rental discounts may not be combined. |
| Safe Deposit Box Rental Late Charge |
$10.00 |
| Safe Deposit Box Key Replacement |
$7.50 |
| Safe Deposit Box Drilling |
Actual cost |
| Mortgage Payoff Priority Handling Fee |
$10.00 |
Dormant Account
An account with an aggregate share balance less than $200.00 and no activity for two years or more will be charged a $5.00 monthly dormant account fee. Only withdrawals, deposits, transfers, and loan payments constitute activity. Accounts under which IRAs, HSAs, or Home Equity Loans are established will be excluded as well as those of primary members under the age of 23. |
Check Printing Fees------------------------------------------- Varies by check design and quantity
ETFCU logo check designs will be available at no charge to Silver Dollar Club members 55 and older. Other check designs will be available at a $5 discount. There is a limit of one free box of checks per order. Members under age 23 qualify for a free first box of logo checks or a $5 discount on an alternate check design (licensed checks not included). Check printing discounts are not available on business, organization, HSA, or estate accounts. |
| Other fees associated with particular account types will be disclosed at the time of application and/or approval. |
| The information contained in this Fee Schedule is accurate as of 1/1/2012 and may change after that date. For current information, call us at (812) 469-9920 or toll-free at 1-800-800-9271. |
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.