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ETFCU Now Offers FREE CARFAX® Reports!
The used car you have your eye on may look nice, but do you have any idea about its past? Is it a lemon? Was it involved in a major accident? Was it previously damaged by flood waters? Was it stolen? You’ll get answers to all these questions and more with CARFAX®, a history report based on the vehicle’s title, odometer, mechanic, and registration checks.
Best of all, one CARFAX report is available free of charge when you obtain an ETFCU vehicle loan. If you decide not to finance that vehicle through the credit union or if you would like CARFAX reports on other vehicles, you’ll pay just $15 per report (compared to the regular fee of $24.99 charged by CARFAX).
CARFAX can help prevent you from making a mistake that could cost thousands of dollars. For more information, contact an ETFCU loan officer at the location nearest you or call the Lending Call Center at (812) 469-9930 or 1-800-800-9271. You may also contact us by email.
ETFCU Kicks Off Member Appreciation Days in May
We appreciate your business, and we want to show you! Stop by your local ETFCU office on Member Appreciation Day between 11 a.m. and 3 p.m. to enjoy free hamburgers, hot dogs, cool beverages, and sweet treats. Member Appreciation Days will be held on the following dates:
| Friday, May 16 |
Vincennes Office |
| Friday, June 6 |
Main Office & Phipps Center* |
| Friday, June 13 |
Princeton Office |
| Friday, July 18 |
Mt. Vernon Office |
| Friday, July 25 |
Owensboro Office |
| Friday, August 1 |
Warrick Office |
*Member Appreciation Day is held in each county where our offices are located except Henderson. A separate event will not be held at our Henderson Office since it is located inside the Wal-Mart Supercenter. Members visiting Henderson, Northbrook, and West Evansville Offices on June 6 will be treated to light refreshments instead of a picnic lunch and can register to win a gift certificate.
Join Us for ETFCU Otters Night
Enjoy a fun evening with complimentary tickets to Evansville Teachers Federal Credit Union Night at 7:05 p.m. on Saturday, June 14, as the Evansville Otters host the Chillicothe Paints at Bosse Field. Tickets are available at all ETFCU offices while supplies last with a limit of five per member household. Any remaining tickets will be made available as requested beginning June 2.
Take Advantage of ETFCU's Online Mortgage Center
If you’re in the market for a new home, be sure to visit ETFCU’s Online Mortgage Center. It features a mortgage application, mortgage calculators, a glossary of terms, and other helpful information.
In addition to offering a convenient way to apply, the Online Mortgage Center also enables you to track the progress of your pending loan online. Of course, you may also contact a real estate loan officer for more information at (812) 469-9928 or 1-800-800-9271.
Contact ET Shield for Earthquake Coverage Information
The earthquake on April 18, 2008, reminds us that we are located on a major fault that makes the region vulnerable for future earthquakes. Some insurance companies no longer provide earthquake coverage for property in this area. But don’t despair—ET Shield still has multiple companies offering earthquake coverage as an endorsement on your homeowners policy.
Contact ET shield for more information at (812) 469-9907 or 1-800-800-9271, or email them at ETShield@evv-etfcu.org.
Annual Report Available Online
If you missed Evansville Teachers Federal Credit Union's Annual Meeting in March, you may not realize that your credit union enjoyed record growth in 2007. To learn more about ETFCU's best year ever, view our 2007 Annual Report online.
ETFCU Offers New Web Content
ETFCU is pleased to introduce our Home & Family Finance Resource Center®! This new online resource offers financial advice and information to help you in all areas of your budget. You'll find the latest news and helpful calculators, plus articles and videos on a full range of financial topics.
If family finance isn't yet your thing, you may enjoy our new online content for those under thirty.
MoneyMix comes with a variety of engaging interactive tools and features for the college-aged crowd. Freelance young adults from around the country post to blogs on the topics of earning, spending, borrowing, investing, driving, housing, and insuring. Viewers can watch interesting videos on financial topics—with more videos added regularly.
Googolplex is an online magazine written by youth for youth, and deals with money matters and life issues through colorful stories and interactive games. Googolplex has three different areas, one for each are of school—C-Note for high schoolers, AJ’s for middle schoolers, and the Five-Spot for elementary schoolers.
Congratulations to the Ten Winners of ETFCU's Ted Hitch Scholarship
Evansville Teachers Federal Credit Union received 128 applications for the 2008–09 Ted Hitch Scholarship. We are proud of the excellent caliber of each student who applied and congratulate the students on their academic achievements. The ten students selected to receive $2,000 Ted Hitch Scholarships are:
Lauren Akin, Central High School
Laura Deig, Signature School
Samantha Ellermann, Red Hill High School
Ryan Hicks, Central High School
Mackenzie Mahan, Reitz High School
Elizabeth Stone, Triad High School
Melissa Taylor, Reitz High School
Rachel Wheaton, Mt. Vernon Senior High School
Benjamin Wyatt, North High School
Richard Yeager, Reitz High School
Financial Literacy TV Show for Kids Now Showing on PBS
Could your child use some lessons in the fundamentals of finance? Then don’t let them miss BizKid$—a new PBS TV series that shows kids how to make and manage money. BizKid$, proudly underwritten by the Indiana Credit Union Foundation, promotes financial literacy by teaching kids about money, business, and related issues. The producers of the show are the Emmy Award-winning creators of the PBS/Disney series Bill Nye the Science Guy.
BizKid$ airs on WNIN in the Evansville area and WVUT in Vincennes. Check local listings for the date and time. For more information about BizKid$, visit them online at www.bizkids.com.
IRA and HSA Contribution Limits Increase for Tax Year 2008
For tax year 2008, you can contribute more than ever to your Individual Retirement Account! Qualifying IRA owners may contribute up to $5,000 to a Traditional or Roth IRA, and IRA owners age 50 or older can contribute an additional $1,000.
Health Savings Account contribution limits also increased in 2008. The maximum contribution limit for individuals with single coverage is $2,900, and the maximum contribution for family coverage is $5,800. Additionally, the “catch-up” contribution limit for those age 55 or older is $900 for 2008.
Visit any ETFCU location to open or contribute to your IRA and/or HSA today!
ETFCU Now Offers Deluxe® Checks!
ETFCU members now have more check printing options—at even lower prices! That’s because the credit union now offers Deluxe checks exclusively. This move enables you to continue receiving low prices on your check supplies and to have a wider assortment of check designs.
A recent survey of check prices showed that ETFCU ’s new price of $11.75 per box of 150 logo-design duplicate checks—compared to our past price of $13—remains much lower than the average price of $23.26 for the least expensive box of checks charged by Evansville’s three largest banks. The prices ETFCU charges for other personal check designs are also lower than those offered through our past check provider.
Members in our senior program, Silver Dollar Club, will continue to receive the checks with the credit union’s logo at no charge or any other check design at a $5 price reduction. Only one box may be requested per order to qualify for discounted pricing orders, but subsequent orders may be made as needed.
As a result of the conversion, members will need to place their first reorder as of December 10, 2007, or after with an ETFCU representative. Subsequent reorders may be placed directly by contacting the Deluxe Call Center at 1-877-838-5287 Monday through Friday from 7 a.m. until 10 p.m. CST or Saturday between 8 a.m. and 5 p.m. CST. You may also reorder online 24/7 on the Deluxe Web site, or you may continue to place reorders through the credit union.
Your check orders will now arrive in a secure envelope that includes an unassembled box for your checks instead of a prepackaged box. This packaging complies with new U.S. Postal Service automation that keeps mailing costs to a minimum and ensures fast delivery of your checks.
Self-Service Coin Counters Available
At many ETFCU offices, it's now easier to turn your loose change into big deposits faster than ever before! Simply take your coins to the lobby of our Main, Northbrook, West Evansville, Vincennes, Warrick, or Owensboro locations, drop them in the self-serve coin counter, and take your ticket with the total to any teller for reimbursement or to deposit the funds into your account. It’s fast and FREE!
Buying or Selling Your Home? You’ll Save More Using ET Realty!
At ETFCU, our goal is to provide you with friendly personal service and the area’s best rates. The same is true for ET Realty. Recent changes make ET Realty the best deal for sellers and buyers!
- ET Realty dropped the commission charged to home sellers from the already low 6% to 5.49%—one of the best available!
- The new ET Realty FastTrack listing program allows you to save an additional 25% off ET Realty’s share of the low 5.49% commission rate when your home sells in 37 days or less.
Not only does ET Realty provide great financial values, but the homes listed include a 360◦ Virtual Tour, Multi-Listing access, free comprehensive market analysis, aggressive marketing, professional advice, and more! Contact a Realtor today at (812) 469-9911 or 1-800-800-9271, or e-mail them here.
Begin the search for your new home today at our Website!
Access Your Accounts—Even When You're on the Road!
Convenient, free access to your accounts is available when you travel. ETFCU belongs to two networks that give you thousands of locations to access your account at no charge. The Alliance One ATM network includes nearly 4,000 locations where you can make ATM withdrawals without incurring surcharges. Find a complete list of Alliance One ATM locations in any U.S. city at www.atmallianceone.org.
ETFCU is also a member of the Credit Union Service Center shared branching network. This network provides nearly 2,500 credit union locations where you can make withdrawals, deposits, and more.
For a complete list of shared branching locations, visit www.cuservicecenters.com or www.creditunion.net.
Falcon Fraud Finder Service Requires Current Phone Numbers
To protect our members’ credit and debit card accounts, we use a fraud analysis program that helps detect suspicious activity—often indicated by large purchases or purchases far from home. In the past when such activity was noted, our card processor’s fraud analyst attempted to contact you to determine whether the transaction was legitimate after it occurred to prevent future fraud.
Now—in an effort to prevent fraud before it occurs—the card transaction could be denied at the point of sale, and the fraud analyst will attempt to call you immediately. If the transaction is authentic, it is approved so the transaction may be processed. If you identify the transaction as fraudulent, the transaction is declined, your card is blocked, and you helped stop the thief from making a purchase with your card!
Steps you should take:
- Provide the credit union with your updated phone numbers—including home, work, and cell numbers—so that you can be reached immediately to verify suspected fraudulent activity with your card. Download the Updated Phone Information form here.
- Notify the credit union if you intend to make unusually large purchases with your card. Purchasing items outside your normal spending patterns presents a red flag, so notify us before making large purchases whenever possible.
- Notify the credit union before traveling. Card activity is often considered suspicious when made unexpectedly across the border, overseas, or in other parts of the country.
If you plan on making a large purchase or a purchase far from home, contact our E-Commerce Department or Member Service Call Center at (812) 477-9271 or 1-800-800-9271, Option 8.
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Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.