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Want to make your great rate even lower?
Knock 1/4% APR off your already low rate with ETFCU's Loyal Member Loan Discount!* Click here for more information.
*Loyal Member Loan Discount not available on mortgage loans, student loans, certificate and share pledge loans, Visa® credit cards, or lines of credit.
Rate information was in effect as of August 22, 2008, and
is subject to change.
The APR (Annual Percentage Rate) may be as low as the rate indicated. A member's rate is determined by a credit report. Consult an ETFCU loan officer for details.
For current rates or more information about Member Business Loans, contact Joe Miller by e-mail, or you may reach him at (812) 469-9932 or 1-800-800-9271, Ext. 1280.
Student Loans
Federal Unsubsidized Stafford Dependent
Fixed - 6.80%
Federal Unsubsidized Stafford Independent
Fixed - 6.80%
Federal Parent PLUS/Grad PLUS
Fixed - 8.50%
Mortgage Rates
Evansville Teachers Federal Credit Union offers a wide variety of fixed- and adjustable-rate mortgage loans. Construction and swing loans are also available. Mortgage loans and home equity loans are available to qualified members in most southwestern Indiana, western Kentucky, and southern Illinois counties.
For additional rates and terms, call the Mortgage Department at (812) 469-9928 or 1-800-800-9271. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
All mortgage rates as of November 17, 2008. Rates can change
frequently. Contact any credit union office to verify present
rate. APR does not include private mortgage insurance.
A 5/1 ARM is an adjustable-rate mortgage (ARM) that has an initial interest rate for the first five years and an adjustment interval of one yearthereafter.
4.00% (90% Loan to appraised value)*
5.50% (100% Loan to appraised value)**
No annual fees
Maximum cap of 18% APR
Closing costs are paid by ETFCU with a limit of $10,000 or greater.
Homeowners insurance is required.
*Based upon the prime rate as published on the first business day of each month in the Wall Street Journal.
**Based upon 1.5% above the prime rate as published on the first business day of each month in the Wall Street Journal.
Evansville Teachers Federal Credit Union neither endorses nor guarantees any product, service, information, or recommendation
made at a third party Web site. A third party site's privacy policy may differ from Evansville Teachers Federal Credit Union's.
Third party Web sites may provide less security than your Credit Union's Web site.
Your savings federally insured to at least $250,000* and backed by the full faith and credit of the United States Government.
The National Credit Union Administration is a U.S. Government Agency.
*Through December 31, 2009
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.