Limited-Time Offer: Low $149 Closing Costs for Refinanced 10- or 15-Year Fixed Rate First Mortgage

For a limited time only, ETFCU is offering a mortgage loan program with closing costs of only $149 when you transfer a first mortgage to the credit union for a 10- or 15-year term. For current low rates or to apply, visit our Online Mortgage Center or contact our Real Estate Lending Department at (812) 469-9928 or 1-800-800-9271.

*Actual interest rate may vary based on loan amount, purpose, down payment, and credit history. Rates, terms, and conditions are effective as of 12/2/2011 and are subject to change daily. Based on a $100,000 loan on a 180 month term, monthly payments at 3.875% with a $149 fee would be $733.59 per month and a 3.900% APR. The rate cannot be locked until application approval. Property insurance required. Exclusively available on first mortgage refinance transactions with 80% maximum loan to value. Equal Housing Lender.




Consolidate Your High-Interest Holiday Debt and Save!

Did holiday shopping with your department store credit card leave you with high-interest debt? Consolidate and save with a personal loan from ETFCU. For a limited time, we’re offering a special rate as low as 7.75% APR.

Apply today online or by calling our call center at (812) 469-9920 or 1-800-800-9271.

Monthly payments at 7.75% APR are $36.78 per $1000 borrowed for 30 months. A minimum of $1000 in new money is required to obtain this rate. Certain restrictions apply.




Transfer Your Loan to ETFCU and Receive a $100 Cash-Back Bonus

Evansville Teachers Federal Credit Union is now offering our popular $100 Cash-Back Bonus* when you transfer your auto, motorcycle, boat, or RV loan of $5,000 or more to ETFCU!

You’ll also enjoy the following benefits of a consumer loan at ETFCU:

• Low loan rates that can save you hundreds of dollars in finance charges.
• No application fees.
• Our online payment center offers several easy ways to make your loan payment online—whether from your ETFCU account or an account at another financial institution.

ETFCU’s $100 Cash-Back Bonus is available through March 31, 2012. Apply online today. For more details, contact our call center at (812) 469-9930 or 1-800-800-9271.

*This offer is available to qualified borrowers only and is not applicable to loans already established at ETFCU. $100 will be deposited into your regular share account established under the same member number as your loan 30 days after loan closing. Loans that are paid off within 30 days of opening will not qualify.




ETFCU Offers FREE CARFAX® Reports

The used car you have your eye on may look nice, but do you have any idea about its past? Is it a lemon? Was it involved in a major accident? Was it previously damaged by flood waters? Was it stolen? You’ll get answers to all these questions and more with CARFAX®, a history report based on the vehicle’s title, odometer, mechanic, and registration checks. 

Best of all, one CARFAX report is available free of charge when you obtain an ETFCU vehicle loan after reviewing the report. If you decide not to finance that vehicle through the credit union or if you would like CARFAX reports on other vehicles, you’ll pay just $15 per report (compared to the regular fee of $24.99 charged by CARFAX).

CARFAX can help prevent you from making a mistake that could cost thousands of dollars. For more information, contact an ETFCU loan officer at the location nearest you or call the ET Call Center at (812) 469-9920 or 1-800-800-9271. You may also contact us by email.





GM Offers Discount to Credit Union Members

General Motors continues to offer preferred pricing to credit union members when they purchase an eligible, new GM vehicle. Learn more about the program at lovemycreditunion.org.

Loan Discount Offered on Hybrid Vehicles

If high gas prices are breaking your budget, now may be the time to consider purchasing a hybrid car. Hybrid cars are in demand because they reduce fuel costs, hold their value better than standard vehicles, and are environmentally friendly. Many states also offer tax incentives for consumers to purchase hybrids.

And now ETFCU gives you another cost-saving incentive to purchase a hybrid—you’ll receive a 1/4% discount on your new or used hybrid vehicle loan!

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.