Save with a Holiday Helper Loan
Need a little help making ends meet this holiday season? We have the answer with our Holiday Helper Loan! Get the cash you need before you shop, or consolidate your department store and credit card charges into one low-rate loan at ETFCU. It’s the perfect time to buy computers, appliances, and other big-ticket items due to holiday sales.
Special rates as low as 8.99%* APR are available for up to 30 months on loans of $1,000 or more through January 31. You may also qualify for an additional 1/4% APR discount when your payments are made automatically from a savings or checking account.
Contact our Lending Call Center at (812) 469-9930 or
1-800-800-9271 for more information or to apply. You can also apply online.
*Monthly payments at 8.99% APR are $37.34 per $1,000 borrowed for 30 months or $39.24 for loans that include full payment protection
Purchase or Refinance Your First Mortgage Loan at ETFCU and Receive a $200 Visa Gift Card!
There are two great reasons to borrow from ETFCU to purchase your home or refinance your existing first mortgage loan:
- Mortgage loan rates are declining to their lowest level in years.
- ETFCU will reward you with a $200 Visa® Gift Card*
Members with first mortgage loans already established at ETFCU may benefit from this reward when an additional $3,000 is added to the refinanced loan. For more information on ETFCU’s mortgage program or to apply, visit our Online Mortgage Center at www.etfcu.org/mortgage or call (812) 469-9928 or 1-800-800-9271, Option 1. Our special reward is available on loan applications approved through February 28, 2009, so don’t delay!
*You may choose to apply $200 to your closing costs in lieu of a card.
ETFCU Now Offers FREE CARFAX® Reports!
The used car you have your eye on may look nice, but do you have any idea about its past? Is it a lemon? Was it involved in a major accident? Was it previously damaged by flood waters? Was it stolen? You’ll get answers to all these questions and more with CARFAX®, a history report based on the vehicle’s title, odometer, mechanic, and registration checks.
Best of all, one CARFAX report is available free of charge when you obtain an ETFCU vehicle loan after reviewing the report. If you decide not to finance that vehicle through the credit union or if you would like CARFAX reports on other vehicles, you’ll pay just $15 per report (compared to the regular fee of $24.99 charged by CARFAX).
CARFAX can help prevent you from making a mistake that could cost thousands of dollars. For more information, contact an ETFCU loan officer at the location nearest you or call the Lending Call Center at (812) 469-9930 or 1-800-800-9271. You may also contact us by email.
Loan Discount Offered on Hybrid Vehicles
If high gas prices are breaking your budget, now may be the time to consider purchasing a hybrid car. Hybrid cars are in demand because they reduce fuel costs, hold their value better than standard vehicles, and are environmentally friendly. Many states also offer tax incentives for consumers to purchase hybrids.
And now ETFCU gives you another cost-saving incentive to purchase a hybrid—you’ll receive a 1/4% discount on your new or used hybrid vehicle loan! To save even more, take advantage of our convenient automatic payment plan, and receive an additional 1/4% discount.
Take Advantage of ETFCU's Auto-Pay Loan Discount
Knock 1/4% APR off your already low rate with ETFCU's Auto-Pay Loan Discount!* This 1/4% APR discount is available on most new ETFCU consumer loans. You qualify for this special discount when you set up an automatic payment plan. For details, call ETFCU's Lending Call Center at (812) 469-9930 or 1-800-800-9271.
*ETFCU's Auto-Pay Loan Discount not available on mortgage loans, student loans, certificate and share pledge loans, member business loans, Visa® credit cards, or lines of credit.
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Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.