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Do you hate to haggle? Let the credit union help make finding and financing your car easier. You can minimize or even skip the sometimes uncomfortable process by doing your homework first. Simply review some of the helpful information below. Even getting preapproved could save you valuable time and money. If you need assistance, please call or email one of our lending call center representatives.
Instant Preapproval
Apply online or contact our Lending Call Center. Either way, you'll enjoy all of the benefits of borrowing from ETFCU, including:
Lending Call Center Phone Numbers:
812-469-9930 or 1-800-800-9271
Research the Vehicle's Value
Dealership Financing
You can finance your next new or used car through ETFCU at over 60 tristate dealerships. You get the same great rates and terms without the need to make an additional trip to one of our offices to finalize the deal.
Here are just a few tips to help you expedite the financing process:
- Bring proof of income, either a pay stub or a tax return if you are self-employed.
- Know the amount of your loan payoff on any vehicle to be traded in.
- Have your driver’s license available.
- Provide your insurance company name and policy number.
Click on either of the following links for a complete listing of all partner dealerships:
List of Participating Dealerships
Area Dealerships by Manufacturer
Request an Insurance Quote from ET Shield
Save on Life and Disability Protection
Low-cost life and disability payment protection can be purchased to assist you and your family with loan payments should you die or become disabled.
Save on GAP Insurance
Many Americans owe more on their car than it's currently worth. In the event of an accident that totals the car, the insurance settlement wouldn't even cover the amount owed. That's why you need GAP–Guaranteed Asset Protection.
Save on Mechanical Repair Coverage
Are you uncomfortable with the possibility of unexpected repair costs? Get the extra protection you need with Mechanical Repair Coverage from ETFCU. Take a look at our low-cost options!
Credit Union Vehicles for Sale
ETFCU has the following vehicles for sale. These vehicles have no implied warranty and are sold on an "as is" basis. For more information, contact our Indirect Lending Department at (812) 477-9271 or 1-800-800-9271, Ext. 1386 or contact us by email.
We currently do not have any vehicles for sale. Please check back at a later time.
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ETFCU Offers FREE CARFAX® Reports!
The used car you have your eye on may look nice, but do you have any idea about its past? Is it a lemon? Was it involved in a major accident? Was it previously damaged by flood waters? Was it stolen? You’ll get answers to all these questions and more with CARFAX®, a history report based on the vehicle’s title, odometer, mechanic, and registration checks.
Best of all, one CARFAX report is available free of charge when you obtain an ETFCU vehicle loan after reviewing the report. If you decide not to finance that vehicle through the credit union or if you would like CARFAX reports on other vehicles, you’ll pay just $15 per report (compared to the regular fee of $24.99 charged by CARFAX).
CARFAX can help prevent you from making a mistake that could cost thousands of dollars. For more information, contact an ETFCU loan officer at the location nearest you or call the Lending Call Center at (812) 469-9930 or 1-800-800-9271. You may also contact us by email.
Loan Discount Offered on Hybrid Vehicles
If high gas prices are breaking your budget, now may be the time to consider purchasing a hybrid car. Hybrid cars are in demand because they reduce fuel costs, hold their value better than standard vehicles, and are environmentally friendly. Many states also offer tax incentives for consumers to purchase hybrids.
And now ETFCU gives you another cost-saving incentive to purchase a hybrid—you’ll receive a 1/4% discount on your new or used hybrid vehicle loan! To save even more, take advantage of our convenient automatic payment plan, and receive an additional 1/4% discount.
Visit our loan rates section.
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Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.